Buy property Amsterdam, Amstelveen, Almere, Diemen, Haarlem, Hoofddorp en Zaandam

When considering buying a house, it’s wise to first contact a mortgage advisor and a real estate agency. A mortgage advisor can help you gain insight into your financial options and determine which mortgage suits you best. This gives you a clear picture of your maximum budget and monthly expenses, enabling you to establish search criteria for a home, such as the region and type of property.

Buyer representation can assist you throughout the process, including daily searches, scheduling viewings, and navigating all procedures when purchasing a home. They have an extensive network, knowledge of the local market, and can provide advice on the value of the property you’re interested in. Furthermore, they handle negotiations and paperwork. Often, a real estate agent also has a better chance of scheduling another viewing than someone without representation.

So, begin your house hunt with an introductory meeting with Aland’s buyer representation. This sets a solid foundation for a successful search for your dream home. Our operating area, North Holland, includes cities such as Amsterdam, Amstelveen, Almere, Diemen, Haarlem, Hoofddorp, IJmuiden, and Zaandam. Need a mortgage advisor or other services during the buying process? Don’t worry, we’ll connect you with all the necessary experts, including mortgage advisors, appraisers, and building inspectors.

Real estate agent fees: When you engage a real estate agent for purchase, you pay a commission for their services in finding and purchasing the property. Below are the costs:

1. Notary fees: You need a notary for the preparation and passing of the purchase deed. Notary fees can vary depending on the notary and the complexity of the transaction.
2. Transfer tax: When purchasing an existing home, you must pay transfer tax. This percentage depends on the purchase price and is determined by the government.
3. Advisory and mediation costs: If you take out a mortgage, there may be costs for mortgage advice and mediation. These costs can be calculated by the mortgage advisor or included in the costs of the mortgage itself.
4. Building inspection: Not mandatory but sometimes wise to have a building inspection carried out before buying a house. The costs for this vary depending on the size and condition of the property, ranging between 350 and 450 euros.
5. Costs for a valuation report: If the lender requires a valuation report, there may be associated costs. These range between 600 and 850 euros.

When buying a house, you generally go through the following steps:

1. Financial preparation
2. Establishing desires and requirements
3. Searching for a property
4. Viewings
5. Research and due diligence
6. Negotiations
7. Purchase agreement
8. Arranging financing
9. Notary and transfer
10. Moving in and furnishing

✅ Financial preparation: Before you start searching for a property, it’s essential to assess your financial situation and determine what you can borrow and what your budget is. This includes consulting a mortgage advisor to discuss financing options and obtain a preliminary mortgage approval.

✅ Establishing desires and requirements: Make a list of your wishes and requirements for the ideal property. Consider aspects such as location, type of property, number of bedrooms, amenities, and price. This can also be done in consultation with your guiding real estate agent.

✅ Searching for a property: Aland will search for properties that meet your criteria. This is usually done through various channels such as well-known housing platforms, but sometimes also through the network that Aland has.

✅ Viewings: Schedule viewings for the properties you find interesting. During these viewings, you can assess the condition of the property and ask any questions to the seller or real estate agent.

✅ Research and due diligence: Before making an offer on a property, it’s important to conduct thorough research into various aspects, such as the legal status of the property, any structural defects, the neighborhood and amenities, etc.

✅ Negotiations: Once you have found a suitable property, you can make an offer through your real estate agent. Then negotiate the price and other conditions such as the completion date and any takeover of movable property.

✅ Purchase agreement: Once an agreement has been reached on the price and conditions, a purchase agreement is drawn up detailing all the agreements. Once both parties have signed the purchase agreement, the sale is essentially concluded subject to financing and any structural inspection.

✅ Arranging financing: After signing the purchase agreement, you proceed to arrange financing for the property. Your mortgage advisor, with whom you have already been in contact, will assist you with this.

✅ Notary and transfer: The final step is a brief inspection followed by the transfer at the notary’s office. Here, the property is officially transferred into your name and the finances are settled. After the deed of transfer has been executed, you become the new owner of the property.

Buying a house is a complex process that requires careful handling. Often, things don’t go as expected, and without the right knowledge and experience to deal with these unforeseen situations, the consequences can be severe. Aland can guide you through every step of this process. If necessary, we’ll connect you with stylists and skilled professionals. Everything is done in consultation with you and in a fully transparent manner.

A real estate agency serves as a kind of insurance that reduces the likelihood of problems and ensures a better purchase. So why not take advantage of this valuable assistance?

Meet our buyer’s agent, Arne, who is ready to guide you through finding and purchasing your ideal home. Fill out the form on this page or contact us by phone. Arne will get in touch with you to go over everything directly or to schedule an introductory meeting where all your desires and needs can be discussed. Filling out the form is the first non-binding step towards finding and buying your dream home. It doesn’t commit you to anything.

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